Now available for Malaysian Insurance Companies

The AI-Native Insurance
Platform Built for Malaysia

EGK AI-Insure is engineered around actual insurance workflows — from motor claims and medical billing to underwriting risk models and fraud detection systems.

Schedule a Demo See the Platform →
94%
AI Fraud Detection Accuracy
72%
Reduction in Claims Processing Time
3 min
Average Claim Decision (Auto)
BNM
Compliance-Ready
How It Works
End-to-End Insurance
Autonomously Managed

From first quote to final payout — every touchpoint powered by AI, every decision auditable, every process digitised.

01
📱
Policyholder Onboards
The EGK AI-Insure mobile app guides customers through KYC (MyKad, biometric), risk profiling via Mushi AI, and instant policy quotation — all without agent involvement.
02
⚖️
AI Underwriting Engine
Mushi AI analyses product-specific risk signals — including driving behaviour (motor), medical history (health), and demographic/mortality data (life)
03
🤖
Autonomous Claims Resolution
selected cases may be processed through automated workflows subject to insurer governance. Borderline cases are escalated to your operator console. Suspicious claims are flagged for investigation.
Operator Console
Your Command
Centre for
Everything

The EGK Operator Console gives your team complete visibility and control over the entire insurance lifecycle from one unified dashboard.
Designed for multi-line insurance operations — including Motor, Health, Life, and Takaful — with modular AI models tailored to each product line.

📊
Real-Time Dashboard
Live stats on active policies, open claims, premium collection, and AI confidence scores — refreshed in real time.
✅
One-Click Claim Decisions
Review AI assessments and approve or reject claims with full audit trail, assignment management, and customer notifications.
🚨
Fraud Alert Feed
AI-generated risk alerts for anomalous claim patterns, flagged policy profiles, and cross-policy correlations supporting early investigation prior to claim settlement.
🧠
Mushi AI Chat
Ask Mushi anything: "Show me all claims from high-risk policyholders above RM10,000" — get instant, intelligent answers.
EGK Operator Console · Claims
CLM-2024-000789 · UNDER REVIEW
AI Confidence Score
87 / 100
AI Recommendation
Approve ✓
Claim Amount
RM 2,400.00
Policyholder Risk
Low · 82/100
82
Risk Score
87
AI Confidence
94
Fraud Score
✅ Approve
❌ Reject
Platform Capabilities
Six Pillars of
Digital Insurance Infrastructure

A modular insurance technology platform designed to support end-to-end digital operations for licensed insurers.

🧠
Automated Risk Processing
A rules-based and data-assisted system that supports underwriting decisions and policy evaluation workflows for insurers.
Decision Support Risk Evaluation Configurable Rules
📱
Customer Digital Portal
Mobile-first insurance experience for policy quotation, policy management, and claims submission with secure digital onboarding.
Mobile App Self-Service Digital KYC
🔍
Claims Validation System
Digital claims intake and verification workflow designed to streamline insurer review and reduce processing time.
Claims Workflow Verification Tools Case Tracking
🖥️
Operations Dashboard
Centralised interface for insurer operations teams to manage policies, claims workflow, and reporting in real time.
Admin Console Workflow Control Reporting
📊
Business Intelligence Layer
Analytical tools to support portfolio monitoring, performance tracking, and operational insights for insurers.
Analytics Reporting Portfolio View
🔗
System Integration Layer
Designed to connect with external financial, identity, and insurance ecosystem systems through secure APIs.
API Integration Banking Systems Ecosystem Ready
Technology Foundation
Enterprise-Grade
Infrastructure

Built on proven, auditable technologies with full data sovereignty — your data stays in Malaysia.

🤖
Mushi AI Core
Proprietary AI engine trained on Malaysian insurance claim datasets. Explainable, auditable decisions for BNM compliance.
🔒
Zero-Trust Security
End-to-end encryption, role-based access control, biometric authentication, and full audit logging.
📁
Local-First Data
Operator Console stores data locally on your servers. No mandatory cloud dependency. Full PDPA compliance.
🌐
Malaysia Data Residency
All cloud features operate on Malaysia-domiciled infrastructure. Compliant with PDPA 2010 and BNM IT Risk guidelines.
⚡
Real-Time Processing
Sub-second AI scoring, risk anomaly detection signals, and real-time policyholder notifications across supported channels.
🔌
Open API
REST & webhook APIs for integration with your existing core system, actuarial tools, and digital distribution channels.
📱
Cross-Platform
Operator Console on macOS/Windows/Linux. Consumer app on iOS and Android. Responsive web portal included.
🏛️
BNM-Ready
Built to support BNM's Life Insurance & Family Takaful Framework, Motor Detariffication, and Risk-Based Capital requirements.
Pricing
Right-Sized for Your
Organisation

Transparent pricing with no hidden costs. Annual licensing with full implementation support.

Starter
Insurer Lite
RM 18,000 / year
For small-to-mid insurers and takaful operators exploring AI-driven operations.
  • Up to 2,000 active policies
  • AI Claims Processing (≤ RM20K per claim)
  • Operator Console (3 user seats)
  • Fraud Detection Module
  • Standard Analytics Dashboard
  • Email & WhatsApp support
Get Started
Most Popular
Professional
Insurer Pro
RM 48,000 / year
For established insurers who want full AI autonomy across Motor, Health, and Life lines.
  • Up to 10,000 active policies
  • Unlimited AI Claims (all lines)
  • Operator Console (unlimited seats)
  • Advanced Fraud & SIU Module
  • Consumer Mobile App (white-label)
  • Actuarial Analytics Suite
  • FPX & DuitNow integration
  • Dedicated onboarding manager
Schedule Demo
Enterprise
Insurer Enterprise
Custom pricing
For large insurers, Takaful operators, and bancassurance platforms requiring custom deployment.
  • Unlimited policies & users
  • On-premise deployment option
  • Custom AI model training
  • Full API access & webhooks
  • Core system integration
  • 24/7 SLA support
  • Dedicated EGK engineering team
  • BNM regulatory filing support
Contact Sales
🔐
Trade Secret — Secure NDA Authorization
Access to proprietary architecture configurations, deep neural datasets, and operational algorithms is restricted. Complete execution of the standard Non-Disclosure Agreement below to authenticate and download your localized verified blueprint profile.
All visual metrics, drawn elements, and authentication parameters are captured and compiled natively within your client-side architecture layer. No biometric visual signatures or company stamps are logged permanently across third-party networks, satisfying execution privacy criteria set by the Malaysian Personal Data Protection Act (PDPA) 2010.
1. Read Agreement Text
2. Complete Execution Fields

MUTUAL NON-DISCLOSURE AGREEMENT

THIS AGREEMENT is made on this current date by and between:

EGK MICROELECTRONIC SOLUTIONS GROUP SDN. BHD. (Company No. 202501002992), a corporate organization incorporated in Malaysia with its registered operation address at 8 Lintang Beringin 8, Batu Maung, Penang (hereinafter referred to as the "Disclosing Party"); and

The commercial business corporate partner specializing in insurance ecosystems executing this interface online (hereinafter referred to as the "Receiving Party" or "The Insurer").

1. DEFINITION OF CONFIDENTIAL INFORMATION

For purposes of this Agreement, "Confidential Information" shall include all operational data, Mushi AI model structures, claim fraud logic parameters, underlying database structures, and platform deployment roadmaps related to the EGK AI-Insure infrastructure platform.

2. OBLIGATIONS OF RECEIVING PARTY

The Receiving Party agrees to maintain the strict limitation of secrecy regarding all data materials shared. The Receiving Party shall not compile, copy, adapt, reverse-engineer, or showcase any functional parameters of the Operator Console framework without prior explicit licensing parameters delivered from the Disclosing Party.

3. MALAYSIAN GOVERNING LAW

This legal execution framework and all non-disclosure obligations shall be governed by, evaluated, and enforced in complete compliance with the statutory laws of Malaysia. Both parties agree to submit to the exclusive jurisdiction of the courts of Malaysia.

Corporate Identity Fields

Authorized Execution Layer (Online)

Operational Proof
Built on Measurable
Insurance Outcomes
Health claims workflows can be automated through structured bill parsing, policy coverage validation, and panel hospital integrations.
🏥
Health Claims Automation
Medical Claims Processing
AI-driven claims workflows enable straight-through processing (STP) for low-risk cases, reducing manual intervention and significantly shortening turnaround time.
⚙️
Claims Automation Engine
Motor & General Insurance Workflows
AI-based anomaly detection identifies suspicious claim patterns earlier, improving fraud detection efficiency and reducing long-tail leakage.
🛡
Fraud Detection Capability
Pattern Recognition · Claims Intelligence Layer
Transform Your Operations

Ready to Deploy
AI-Powered Insurance?

Join Malaysia's leading insurers and takaful operators running on EGK AI-Insure. Implementation in as little as 6 weeks.

📅 Schedule a Live Demo ✉️ Talk to Sales
No commitment required · Implementation support included · BNM-ready documentation
*Performance outcomes are based on internal simulations, model testing, and reference workflow benchmarks. Actual results may vary depending on insurer data, product configuration, and deployment environment.